Lexington County has participated in the National Flood Insurance Program (NFIP) since 1979. The purpose of the Lexington County Floodplain Management Program is to protect the lives and property of the citizens who build in a floodplain.
The Federal Emergency Management Association (FEMA) establishes the minimum requirements and guidelines that must be adopted as part of a Floodplain Management Program. In order to not only help protect structures, but to also help lower flood insurance rates, Lexington County has adopted more stringent regulations.
While Lexington County may determine a property or structure is out of a flood hazard area, flood insurance may still be required at the discretion of the mortgage company.
Participation in the NFIP also means, in most cases, federal assistance would be made available in the event of a flood.
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